Insurance Quotes Blog | InsuranceDiet.com

What are some cheap Auto Insurance Companies?

I pay 193 a month for basic liability with 21st century Insurance. Where can i get a cheap quote?
Find an agent that carries lots of different companies. They can usually find you something cheaper.

Do you know any cheap auto insurance in Southern California?

Hi, Im 21 years old, and Im looking for a cheaper insurance. I have a 2004 Honda Civic and still making payments on it. So it has to be full coverage. Please if know which one is more convenience for me give me the information. Thanks!!
Car insurance in the US is a real mess, and options are pretty limited. But there’s a pretty good site that compares top insurance carriers by filling a single form:
http://best-auto-ins-usa.blogspot.com/

What homeowners insurance providers will insure a customer with a snake?

I have been actively seeking homeowners insurance and for some reason no one will insure a customer with a pet snake! My snake is a nonvenomous exotic breed that is extremely common as a pet (ball python). Any suggestions on a provider?
Try this site
http://hinsurance.notlong.com
here you can get quotes from different companies so you can find the best option for you.

We need family health insurance but we have a very tight budget?

I need to be able to satisfy my tax obligations and sign up for family health insurance. Which is the cheapest option? I have a wife and two kids.
You should visit a local agent that works with all the major health insurance companies in your area. The agent can find the best plan for your situation and budget. There is no extra charge using an agent. Of course, just like buying a new car the cheapest won’t be the best.
Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If …

How to get individual health insurance in US as a new immigrant?

I will be moving to the US next week and am shopping around for individual health insurance. I am shocked that all the companies I have tried to apply at so far require applicants to have lived in the United States for 1 or more years. How are immigrants supposed to get health insurance?
Most major US health insurance companies require a person to have lived in the US at least 6 months to 1 year.
Your best bet will be to find a worldwide international travel health insurance company and get a plan from them for a year or so until you are eligible for a regular US individual health insurance policy.
Here is some more information on international travel health insurance …

Can I convert a Northwest Mutual Variable Life Insurance policy to a Term Life Insurance Policy?

I signed up for the expensive Variable Life Insurance policy when I was making lots of money. Now that my earnings have dropped, the Variable plan is too expensive. I have some health issues which will prevent me from getting a reasonable rate on a new term life policy. Is it likely that NW Life will allow me to convert to term at the "health standard" that they used to sign me up 15 years ago?
Variable Life Insurance is not a good option, especially in economic times like now because of the possibilities of it coming back to haunt you like in your case. Most likely you won’t be able to convert to a term product because of definitions …

Can a life insurance company cancel a policy within the first two years of inception if suicide is suspected?

My friend has a term life insurance policy that is less than 2 years old. She entered the hospital recently for a newly diagnosed bipolar disorder and had admitted to thoughts of suicide. Within 2 months of her stay and diagnosis, her term life insurance policy was canceled by the insurance company for reasons of risk. Can they legally do this? I read the policy, but am unclear whether they have the right to do this. Thanks.
Most Life Insurance contracts have a two year "contestable" period. Any suicide during the first two year period will result in a refund of the premiums paid and no death benefit paid. After the policy has been in force for two years, a death …

Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?

I have a car and have taken Auto insurance for it.
Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also.
If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars?
Also if i am driving someone else car, will my insurance cover if there is any accident i have made?
When you rent a car, you have to have full coverage on …

who is normally allowed to drive your car under most general auto insurance policies?

Normally any licensed driver may operate the vehicle with the owner’s permission.
There are some exceptions to this. If the driver lives in the owner’s household they must be listed on the policy as an authorized operator. Additionally some policies restrict operation to non-listed drivers to over 21 or over 25. That’s pretty common in the UK but rare in the US.
Auto insurance follows the vehicle, not the driver. SOME policies extend the coverage of the named insured or listed drivers to any vehicle operated by them but this is not universal. Sometimes this is restricted to a temporary replacement vehicle while yours is being repaired or is out of service due to breakdown or accident. …

Does home insurance cover when you rent out the house and the tenant causes a house fire?

Does home insurance cover when I rent out the house and the tenant causes a house fire (assuming the house completely burnt down)? If not, do I need to buy landlord’s insurance or ask the tenant to buy renter’s insurance? Where can i compare home insures? Thanks
Try this site
http://best-home-insurance-comparator-usa.blogspot.com/
"Homeowners insurance" covers the owners dwelling [house/garage] and contents [owners personal property on the premises]. "Owner" [landlord if he is the owner] takes out this policy and is responsible for the premiums. If building is leased or rented out, it does NOT cover tenants personal property, such as furniture, electronics, etc, or even tools borrowed from a neighbor.
"Renters insurance" covers the tenants personal property only. They take out this policy and pay …